It was last June when Gary began the process to get his pension. He hasn't worked there for decades, so it wasn't a turnkey operation, plus the company was sold to another major aeronautical company late in his tenure. So he somehow had two pensions, and that complicated things. Plus, he wants it dispensed as a lump sum to so we can roll it over and briefly avoid taxes.
Top that off with his laissez-faire attitude about money, even more laissez than mine, and that explains why the kitchen table has been covered with pension forms for nine months.
Thankfully, through there were many letters from the company insisting they need to speak with him urgently, and zero phone calls from Gary asking anyone for help, that chore is done and the table is almost clear. He refuses to put away the magnifying glass and the last communication. Because he thinks he's done something wrong and they could take it back.
So, nine months. Factor that into your retirement plans.