I went by Mom's bank to transfer the contents of the savings deposit box to a closer branch. I looked in the envelope where "my" savings bonds were stored and found this note, from Mom, beyond the grave.
She started off impersonal and then went straight for the personal.
"I had these changed to remove Dan's name and add Ellen's. 10/91. (You need a death certificate.) They handle it at Boatmen's - no charge. Put Gary's name on as beneficiary - not joint - Ellen L S______ P.O.D. [payable on death - Ed.] Gary S______. If Gary isn't around (!) and you are alone it's your call. M.D [Mom]."
Gary - dissed by a dead woman. That's cold.