I have to learn about Medicare. Seriously. I'm 50. Too young! And it's too complicated for me already, I can't imagine if I were 80.
It's on behalf of my brother Dave, who, while only 52, is on Medicare because he's disabled. We had him all set up for life after Mom died, then he started getting hit with donut holes and prescription bills over a grand a month.
And while I'm grumping, donuts? What a stupid analogy. If you want an analogy for something you progress across that has a negative thing in the middle, you pick donuts? Not volcanoes? Whirlpools? I keep hearing Dave say "I've fallen into the donut hole" and it makes me picture him snapping his jaws in the air with a half-eaten donut wrapped around his face.
I did find this site, though, and it made things a little clearer.
I'm sure there's some reason why Dave doesn't have supplemental insurance. I feel I'm going through this exercise to find out his state doesn't allow it or something.